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Beta API — The MyCreditApp API is currently in Beta and subject to change.

Getting Started with MyCreditApp API

The MyCreditApp API enables organizations to integrate automated credit decisioning, advanced financial analytics, and seamless inter-organization collaboration. The platform centralizes the process of collecting, verifying, and analyzing financial documents, allowing you to generate objective risk assessments and issue credit decisions in real time. With MyCreditApp, you can build end-to-end credit workflows, connect external organizations, exchange financial data securely, and manage credit applications without needing complex internal infrastructure.

Who Is This For?

This API is designed for developers, fintech teams, and organizations looking to:
  • Automate financial document processing and risk evaluation;
  • Integrate AI-driven financial analytics into their systems;
  • Manage organizations and connections;
  • Connect with external partner organizations and exchange data;
  • Build and operate modern credit-decision pipelines.

What Can You Do?

MyCreditApp provides a set of powerful API components designed to help you authenticate, manage organizations, process financial data, run analytics, and more. Below is an overview of the core components you can use with MyCreditApp:

Authentication

Authenticate via OAuth2 and securely access the API.

Resources

Access currencies, countries, NAICS codes, and other shared resources.

Organizations

Manage your organizations.

Financial Files

Upload and manage financial files for your organization, or retrieve files from connected organizations.

Documents

Retrieve extracted documents from financial files for your own or connected organizations.

Analytics

Run analytics on financial documents for connected organizations.

Metrics

Access AI-powered organization metrics generated from analytics.

Guest Connections

Manage connections with guest organizations.

Guest Invitations

Send and manage invitations for guest organizations.

Host Connections

Manage hosted connections with partner organizations.

Private Records

Create and manage private organization records for isolated analysis.

Private Records Financial Files

Upload financial files for private organization records.

Private Records Documents

Extract and retrieve documents from private organization records.

Private Records Analytics

Run analytics on financial documents belonging to private organization records.

Private Records Metrics

Access AI-powered metrics generated for private organization records.

Partners

Manage business partners and their relationships.

Credit Applications

Create and manage credit applications with partner organizations.